Financial Planning Products and Services

The specific services we provide include:

Financial Planning

Happy-Young-Couple-In-Meeting-400Through a developed appreciation and understanding of client's individual needs, we can create a step-by-step plan to assist in the realisation of short and long-term objectives. Our staff are highly trained and skilled in the instigation and implementation of a diverse range of financial strategies.

Risk Management and Insurance

Protecting clients' wealth and assets in an essential part of any successful financial plan. We can assess client needs and recommend products, policies and strategies to suit individual needs and budget. Continuous monitoring of insurance and risk management requirements ensures that our clients are always appropriately protected, at every stage of their life.

Superannuation and Retirement Planning

A comprehensive retirement and superannuation strategy must be employed to guarantee the high standard of living that we all deserve in our later years. InCapital's team is well-qualified to formulate the most suitable application to maximise immediate and long-term financial and lifestyle benefits. Wealth creation is the cornerstone of financial planning.

Estate and Business Succession Planning

Employing InCapital to structure personal and/or business affairs will ensure those clients and their beneficiaries' profit from every opportunity that prevails. Protection and proliferation of assets and wealth-now and in the future- is foremost in any estate or business succession strategy we devise.

The specific products we provide include:

Our private ownership allows us to access to the entire investment market world, and not be influenced by commissions or management. We select products based on client's needs. When we arrange Life Insurance and other Life Investment products on your behalf we will receive commission on the placement of these products. The commission we receive on these products will vary between different insurance companies. We wish to emphasise that such remuneration structure does not influence the insurer recommended to our clients. All insurers offer the same remuneration structure. Recommendations to clients are based on which insurance policy is the most appropriate for the client. Clients may choose to have the above commissions rebated and instead pay InCapital a fee for service.

We believe in active management that incorporates continual monitoring of asset and sector allocations as well as the investments themselves.